Terms and Conditions

Last updated: October 20, 2026

About these terms

These terms explain the rules for using tokisimmons.com. The site is run by Handle My Books LLC ("we," "us"), the company of CFO Toki Simmons, based in Yorktown Heights, New York.

By using this website, you agree to these terms. If you do not agree, please do not use the site.

Information, not advice

Everything on this website is general information. It is not financial, tax, accounting, investment, or legal advice for your situation.

Using this site, reading our content, downloading a free resource, or booking a consultation does not make you our client. A client relationship begins only when we both sign a written engagement agreement.

Before you make important decisions, talk with qualified professionals who know your full situation.

Consultations and services

You can book a consultation through our online scheduler. A consultation is a conversation to see whether we are a good fit. It is not a paid engagement or professional advice.

Our services are described on this site, including the Risk & Exposure Assessment, CFO Partner, and CFO Advisory. Prices shown are for general information and may change.

Every paid engagement is governed by its own written agreement. That agreement sets the scope, fees, payment terms, and cancellation terms. If that agreement conflicts with these terms, the agreement controls.

Free resources and emails

We offer free resources, such as the "Take the Pause" worksheet. They are for your own business use. You may print and use them, but please do not resell, republish, or share them as your own.

When you download a resource, you join our email list. You can unsubscribe at any time using the link in any email. Our Privacy Policy explains how we handle your information.

Our content and trademarks

The content on this site belongs to Handle My Books LLC unless we say otherwise. That includes the text, photos, logos, worksheets, and designs. Handle My Books® and Do Money Better® are our registered trademarks.

You are welcome to read the site, share links to it, and quote short passages with credit to Toki Simmons. Please do not copy, sell, or republish our content, or use our name, logos, or trademarks, without our written permission.

Results and testimonials

Client stories and results on this site are real experiences. They are not typical results, and they are not promises of what you will achieve.

Every business is different. Your results depend on many things outside our control, including your market, your decisions, and how you carry out recommendations. We provide expert guidance, but we cannot guarantee any specific financial outcome.

Other websites and services

This site links to, or uses, services run by other companies, such as our scheduling tool, our email provider, and LinkedIn. We do not control those services and are not responsible for their content or practices. Their own terms and privacy policies apply when you use them.

Disclaimers and limits of liability

We work hard to keep this site accurate and available. However, we provide it "as is." We do not promise that it will always be complete, current, error-free, or available.

To the fullest extent the law allows, Handle My Books LLC is not liable for any loss or damage that results from your use of this website or reliance on its free content. This includes indirect or consequential losses, such as lost profits.

Nothing in these terms limits any liability that cannot be limited by law. Liability for paid services is governed by your engagement agreement.

Governing law

These terms are governed by the laws of the State of New York. Any dispute about this website will be handled in the state or federal courts located in Westchester County, New York.

Privacy

Our Privacy Policy explains what information we collect and how we use it. It is part of these terms.

Accessibility

We want everyone to be able to read and understand these terms. If you have a disability and need them in another format, such as large print or plain text, email cfo@handlemybooks.net. We will send them to you in a format that works for you.

Changes to these terms

We may update these terms from time to time. When we do, we will post the new version here and update the date at the top. If you keep using the site after a change, you accept the updated terms.

Contact us

Questions about these terms are welcome.

Handle My Books LLC
Yorktown Heights, NY 10598
Email: cfo@handlemybooks.net